PostingHow many of you bill your client for insurance?
How many of you bill your client for insurance for each day of shooting on the job?
If so, how much do you bill your client? Also do you make a profit off your insurance billings?
I was just quoted a commercial insurance policy that was almost $700 a year. All had the necessary minimums and amounts to cover all the gear I had. I have seen sample bids from photographers billing at $150 a day. Or would you bill what it actually costs you per day? Or do you prefer to just work it into your shooting rate?